Mr. Aftab is a retail banking professional. He has over 20 years of progressive experience with Pakistan’s leading microfinance bank and non-bank MF institutions. He possesses extensive hands-on experience in different management positions. In these positions, he has demonstrated his expertise to lead and manage Microfinance, MSME lending, Housing Finance, Consumer Lending and deposits value streams. He excels in business planning, product management, people management and growing distribution networks. In his present role, he is leading the sales and distribution network of Pakistan’s largest microfinance bank – a role in which he led the bank’s efforts to provide best-in-class financial services to the ‘bottom-of-the-pyramid’ segment as well as MSMEs of the country. He is responsible for developing and executing the bank’s sales & distribution strategy. He has to develop, drive & achieve bank’s Financial and Nonfinancial business targets for profitable growth.  Mr. Alam serves as an active member of a number of SBP sub-committees & special groups on financial inclusion, microfinance, SME, Agriculture and Housing. He has attended the Boulder Microfinance program (Turin, Italy) and the Frankfurt School of Business and Finance (Frankfurt, Germany). Mr. Aftab has a Master’s degree in Business Administration – Finance.