{"id":7833,"date":"2026-06-15T11:47:21","date_gmt":"2026-06-15T11:47:21","guid":{"rendered":"https:\/\/uat.khushhalibank.com.pk\/?page_id=7833"},"modified":"2026-06-15T11:47:21","modified_gmt":"2026-06-15T11:47:21","slug":"khushhali-takaful","status":"publish","type":"page","link":"https:\/\/uat.khushhalibank.com.pk\/?page_id=7833","title":{"rendered":"Khushhali Takaful"},"content":{"rendered":"

[vc_row][vc_column][gva_block_heading title=”Khushhali Takaful” icon=”gv-icon-67″ align=”align-left” subtitle=”Life Insurance”]<\/p>\n

Product Description:<\/h2>\n

Khushhali Takaful Plan is a unique insurance plan by Pak-Qatar Family Takaful designed especially for Khushhali customers that caters for both financial protection needs as well as their long-term savings \/ investment opportunities.<\/p>\n

 <\/p>\n\n\n\n\n\n\n
Enrolment\u00a0Age<\/td>\n18 to 65 Years<\/td>\n<\/tr>\n
Coverage Age<\/td>\n18 to 85 Years<\/p>\n

 <\/td>\n<\/tr>\n

Policy Term<\/td>\nMin: 10 Years<\/p>\n

Max: Subject to maturity age of 85 years<\/td>\n<\/tr>\n

Year Wise Unit Allocation<\/td>\n1st Year 60%<\/p>\n

2nd Year 80%<\/p>\n

3rd Year 90%<\/p>\n

4th Year onward 100%<\/p>\n

 <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

Charges:<\/h3>\n

 <\/p>\n\n\n\n\n\n\n
Management Charges<\/td>\nAnnual Yield: 1.5%<\/td>\n<\/tr>\n
Admin Fee<\/td>\nYear 1: In each month, 1% of the cash value would be charged.
\nYear 2: In each month, 0.5% of the cash value would be charged.
\nYear 3: Fixed Fee of Rs.40 per month (indexed by 8% in succeeding years)<\/td>\n<\/tr>\n
Policy Fee<\/td>\nNil<\/td>\n<\/tr>\n
Bid\/Offer Spread<\/td>\n5% of regular contribution<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Top-Up Contributions<\/h3>\n

The Participant has the option to make an additional single contribution at any time during the membership term. Minimum Top-Up contribution amount is Rs. 15000\/-
\nThe charges deducted from the Top-Up contribution are 5% once.<\/p>\n

    \n
  • Accidental Death Benefit<\/li>\n
  • Accidental Death and Dismemberment<\/li>\n
  • Permanent Total Disability \u2013 Sickness<\/li>\n
  • Family Income Benefit<\/li>\n
  • Waiver of Contribution<\/li>\n
  • Critical Illness<\/li>\n
  • Additional Term Takaful<\/li>\n<\/ul>\n

    Inflation Protection<\/h3>\n

    Khushhali Takaful provides a unique feature to save your hard earned accumulations from inflation effect.<\/p>\n

    Free Look Period<\/h3>\n

    If not satisfied by any terms and conditions of the plan, the Participant is allowed to submit a written request to cancel the Membership within 14 days of his\/her membership. The Takaful Operator will refund the Contribution paid less the amount paid into the IFTPF as the Takaful Contributions. Furthermore, the Takaful Operator reserves the right to deduct expenses incurred on medical examination of the Participant in connection with the issuance of the Membership.<\/p>\n

     <\/p>\n

    *Terms and conditions apply<\/em>[\/gva_block_heading][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

    [vc_row][vc_column][gva_block_heading title=”Khushhali Takaful” icon=”gv-icon-67″ align=”align-left” subtitle=”Life Insurance”] Product Description: Khushhali Takaful Plan is a unique insurance plan by Pak-Qatar Family Takaful designed especially for Khushhali customers that caters for both financial protection needs as well as their long-term savings \/ investment opportunities.   Enrolment\u00a0Age 18 to 65 Years Coverage Age 18 to 85 Years   […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"give_campaign_id":0,"footnotes":""},"class_list":["post-7833","page","type-page","status-publish","hentry"],"campaignId":"","_links":{"self":[{"href":"https:\/\/uat.khushhalibank.com.pk\/index.php?rest_route=\/wp\/v2\/pages\/7833","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uat.khushhalibank.com.pk\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uat.khushhalibank.com.pk\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uat.khushhalibank.com.pk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uat.khushhalibank.com.pk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=7833"}],"version-history":[{"count":2,"href":"https:\/\/uat.khushhalibank.com.pk\/index.php?rest_route=\/wp\/v2\/pages\/7833\/revisions"}],"predecessor-version":[{"id":7836,"href":"https:\/\/uat.khushhalibank.com.pk\/index.php?rest_route=\/wp\/v2\/pages\/7833\/revisions\/7836"}],"wp:attachment":[{"href":"https:\/\/uat.khushhalibank.com.pk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=7833"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}